Rudy Flores is a Coldwell Banker West Realtor® whose title is Real Estate Strategist. He teams up with the Patti & Jeff McKelvey Team. ZIP code 92118 covers all of Coronado Island, with no mainland overlap. Whether you’re moving in, moving across the island or moving on, it’s one market to learn.
Rudy came to home sales from telecom real estate. For about 12 years he negotiated leases and handled zoning and permits for cell sites in more than 100 cities and counties. Learning each jurisdiction’s rules and steps was part of the job. A move from another state brings its own list of new rules, and he walks you through them in order.
A Move Built Around Your Dates
Most moves start with a fixed date, such as a new job, orders or the end of a lease. This site’s guide to moving for a Navy assignment starts there too: your report date, your search window and how long you expect to stay. Rudy works backward from your date. Pre-approval, a short list of two or three areas and one focused trip of two or three days all go on that calendar.
California adds steps that may be new to you. Property tax is generally reassessed at your purchase price, so the seller’s tax bill isn’t a guide to yours. The purchase contract also sets deadlines for inspections, the appraisal and your loan, and buyer and seller can agree to change them. Rudy lays those deadlines next to your move-in date so you can see where they overlap.
Distance gets easier with video. The relocation guide on this site suggests video walk-throughs for homes you can’t see in person, and a final walk-through can happen by video too. Rudy films and edits his own listing and neighborhood videos, so you can watch his work on the Media page before you call.
How Planning a Move With Rudy Works
- Share your dates first, either on a 15-minute phone call or in the Home Strategy Quiz. Every quiz answer goes to Rudy, and he reads each one himself.
- Talk to a lender early about pre-approval so your budget and your search window line up.
- Pick a short list of areas to compare, based on how often you’ll cross the bridge, ride the ferry or drive the Silver Strand.
- Plan one focused trip, then review disclosures, association documents and inspection reports from wherever you are.
- Leaving 92118 instead? The same calendar runs in reverse, from your move-out date back to a list date.
License and team
Rudy is a Realtor® with Coldwell Banker West and works with the Patti & Jeff McKelvey Team. You can confirm his California real estate license, CalDRE #02257808, with the California Department of Real Estate license lookup. The responsible broker is Coldwell Banker West, CalDRE #01481919.
Questions about working with Rudy
Can I buy in 92118 without flying in for every showing?
Many buyers do the first round from a distance. Paperwork can be read from anywhere, and an inspector can walk you through a report by phone or video. Rudy keeps the contract deadlines in front of you while you’re away. Plan at least one trip so you can see the streets and test the commute at the hours you’d travel.
Should I rent first or buy right away?
Either can work. Renting for a few months lets you learn the island before you pick a street. Buying right away saves a second move. Rudy can lay out both paths against your dates, and the rent versus buy calculator on this site helps with the numbers.
Who answers my loan, tax and remodel questions?
Each one has its own source. Loan questions go to your lender, and tax questions go to your CPA. For a remodel, the first stop is the City of Coronado’s Community Development Department and its Planning & Zoning Division. Rudy can help you write down your questions before each of those talks.
Keep exploring
- Home Strategy Quiz — Four quick questions; Rudy reads every answer himself.
- Book a 15-minute call — Pick a time that works for you.
- Videos — Market notes, listings and neighborhood clips.
- Ask Rudy — Answers to real questions, and a form to ask your own.
- Our local sites — The team’s sites for each part of San Diego County.
Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.
Company names describe Rudy’s past professional experience only and do not imply affiliation with, or endorsement by, any of them. Rudy is a real estate agent, not a lender, attorney, tax professional or contractor.
