| Rudy Flores · (619) 392-6714 · Real Estate Strategist, Realtor® · CalDRE #02257808 · Responsible Broker CalDRE #01481919
REAL ESTATE 92118 – CORONADO ISLAND
Home Tools

Coronado Home Equity Since You Bought

Moved to Coronado and bought? Find out roughly what your island home is worth today, the principal you have paid and your equity, from the price you paid.

HOME TOOLS · NOVEMBER 2026

Many Coronado owners arrived from somewhere else, bought on the island and settled in. Whether you plan to stay or relocate again, it helps to know where you stand, so this page updates your purchase price using Zillow's typical values for 92118.

Enter your loan and it estimates the principal paid down, your equity and a pre-tax net after selling costs. Think of it as a planning view; Rudy can confirm it with recent Coronado sales.

Your purchase
Values are Zillow's typical value for the ZIP code, not for your street.
Uses Zillow's series for that home type when the ZIP code has one for your purchase month.
From 1985. Before 2000 the estimate chains FHFA's yearly ZIP index to Zillow.
Starts at Zillow's typical single-family value in 92118 for June 2016; use your own price.
Your loan
Pick the second choice if you refinanced or have a home equity line.
Used with the first choice. Enter 0 for a no-down-payment loan.
Blank uses the Freddie Mac average for the month you bought (15-year average for a 15-year term from August 1991).
The loan you took out when you bought.
Used with the second choice: from your latest statement; include any home equity line.
Today
Moves the range around the estimate, the same rule of thumb as the home value range tool.
Commission, escrow, title and transfer taxes, as a share of the price; commission is negotiable.
Leave at 0 to estimate it from your price and the State Board of Equalization's yearly factors.

Relocating again, or staying in Coronado? Rudy's four-question Home Strategy Quiz leads to a plan that matches your timing.

Take the Home Strategy Quiz

Talk to a lender. Rates, loan programs and approvals come from lenders, not from websites or real estate agents. Talk to your own mortgage broker, or use our preferred lender, Point Mortgage Corporation (NMLS #231073), at (619) 475-4095. You are always free to choose any lender you like, and you can verify any lender’s license at nmlsconsumeraccess.org.

This is an estimate for planning, from Zillow's ZIP-wide typical values applied to your purchase price. It is not an appraisal, a broker price opinion, an offer, a loan offer, or tax or legal advice, and Rudy is a real estate agent, not a lender, appraiser or tax professional.

How the estimate works

  1. Zillow's typical value in 92118 for your home type is found for the month you bought and for the most recent month published.
  2. The percentage move between those months is applied to your purchase price; condition sets the range.
  3. If the original loan is still in place, its balance comes from ordinary fixed-rate monthly payments starting a month after purchase.
  4. Equity is mid-range value less the loan; net equity also deducts your selling costs, before taxes.
  5. Prop 13 value is your price grown by the State Board of Equalization's yearly inflation factor, which cannot exceed 2%.

Your Prop 13 value and Prop 19

New to California property tax? Your taxable value starts at what you paid and, under Prop 13, can rise by 2% a year at most. That is why Coronado neighbors with similar homes can pay very different taxes.

If you are 55 or older and move again within California, Proposition 19 may let that taxable value travel with you, as long as your next home is bought within two years of selling; owners get three such moves. The county assessor decides.

Next stops for many island arrivals: the downsizing calculator and California property tax for newcomers.

Sources and dates

Questions owners ask

How reliable is this for a Coronado home?

It is reliable for direction, less so for the exact figure. Coronado homes vary a lot block to block, and a ZIP index cannot see your lot, your view or your renovation. Rudy offers a free review of recent island sales.

Why does it measure the whole 92118 ZIP code?

Zillow's ZIP index is published monthly back to 2000, so it tracks change from your purchase month consistently. Comparable sales are what narrow it to your home.

If I refinanced after moving here, what do I enter?

Pick the second loan option and enter today's total balance, including any equity line. The page then uses your balance rather than estimating it.

Is my taxable value the same as the home's value?

No. It began at your purchase price and grows 2% a year at most, and the Coronado market may have moved much more. Your county tax bill shows the exact taxable value.

More from Rudy

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Rudy will compare your estimate with recent Coronado sales and help you plan the timing of your next move.

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